Split

Payments—

Made Simple with Incharge

Whether you’re out to dinner, planning a trip, or splitting the rent—Incharge helps you divide costs fairly, track payments, and avoid the awkward “who owes what” chat.

Split smarter.
Settle faster.

Start Splitting Now

Try it in the app. It’s free and effortless

Get Started

Why Use
Split Payments?

Create a shared payment

Add a total amount, set equal or custom splits—you're in control.

Add friends in seconds

Select from your Incharge contacts or enter details manually.

Track who’s paid

See real-time updates. No more confusion or follow-ups.

Send reminders (nicely!)

One tap sends a polite nudge. Done.

Create Your First Split

Invite your friends, split any expense.

How It Works

Tap “Split Payment” in your Home or History tab

Enter the amount and choose participants

Adjust each person’s share (or keep it equal)

Send the request and track contributions

Built for Every Situation

Shared rent or utilities

Group dinners

Joint gifts

Office coffee runs

Travel
plans

Anything else you share and split

Try It With Friends Today

One split. Zero stress.

Built for Every Situation

Shared rent or utilities

Try It With Friends Today

One split. Zero stress.

Built for Every Situation

Group dinners

Try It With Friends Today

One split. Zero stress.

Built for Every Situation

Joint gifts

Try It With Friends Today

One split. Zero stress.

Built for Every Situation

Office coffee runs

Try It With Friends Today

One split. Zero stress.

Built for Every Situation

Travel
plans

Try It With Friends Today

One split. Zero stress.

Built for Every Situation

Anything else you share and split

Try It With Friends Today

One split. Zero stress.

Fair,
Fast & Friendly

Split Payments is designed for real life—where money meets moments. No hidden fees, no friction. Just simple, secure, social payments that keep everything clear and fair.

Join Incharge & Start Splitting

Available on iOS and Android.

Our mission goes beyond payments. We want the world to feel like home. No matter where you are. Or where you come from.

Is my INCHARGE card a debit or credit card?

Your INCHARGE card is a debit card. We don't give out credit cards yet, but this is something that may be available in the future.

How many cards can I order?

At the moment, INCHARGE users can only have 2 virtual and 2 physical cards at a time.*

*If you have already ordered your physical card in the INCHARGE app and it hasn't arrived yet, kindly wait a few more days. It should arrive in 8-10 working days. Please make sure that you don't click on 'Add a new card' again because this will generate a new card order and your existing card will be blocked.

How much does it cost to order a physical INCHARGE card?

The first INCHARGE card can be ordered and delivered free of charge. To obtain additional details regarding pricing and fees for the extra cards, please check here.

How long will it take for my INCHARGE card to be delivered?

Your new INCHARGE card should be delivered to you at no cost via Royal Mail within 15 working days after you order it, but most cards will arrive sooner than that, within around 8-10 working days. If this period has passed and you still haven't received it, please contact our live agents through our chat or write to: support@inchargecard.com.

What are the limits for contactless card payments?

There are 2 limits for contactless payments:
1. Cumulative limit of 150 EUR for contactless transactions in a row.
2. A limit per one contactless transaction: 50 EUR.
We do not restrict the number of transactions, which means that a user can perform, i.e. 7 contactless transactions, 20 EUR each (we allow them until they hit 150 EUR of cumulative limit) or 3 transactions for 40 EUR - the 4th one ( for 40 EUR) will be required to go through SCA (Strong Customer Authentication).

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Incharge Services Ltd acts as a partner of Intergiro Intl AB for the provision of electronic money account services and debit card services. Intergiro Intl AB (publ). Company no: 556965-3537. Regulated Swedish Financial Supervisary Autharity (Finansinspektionen) under the Swedish Electronic Money Act (2011:755). License no: 48003. Incharge Services Ltd HADJIYIANNI BUILDING, Floor 4, Flat 401, Makariou III 34, 3065 Limassol, Cyprus Company No. C322510. EU VAT No. 10322510T. Copyright © 2025, Incharge Services Ltd.